Qualify on the rent, not your tax returns.
DSCR loans that close in your name or an LLC, plus conventional, fix-and-flip, bridge, short-term rental and portfolio financing, all shopped across 200+ wholesale lenders.
Craig Blondin
Mortgage Loan Originator · NMLS 2680811
(443) 381-0993 · Former real estate broker
4.95 See my reviewsQuick DSCR check
Assumes taxes at 1.2% and insurance at 0.5% of the price per year on a 30-year fixed loan. Open the full DSCR calculator
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
- Wholesale lenders
- 200+
- Investor loan programs
- 26
- Deal calculators
- 8
- Licensed in
- CA, DE, MD, PA, VA
What's your play?
Run the numbers
Sample numbers are filled in. Replace them with your deal and the results update as you type. When it looks right, send it to me and I'll price it with real lenders.
Every investor program I can shop for you
Guidelines differ from lender to lender and change often. What's below is a typical starting point, not a quote; I match your deal to the lenders that fit it best.
Why work with Craig
Quick Pre-Approval
Get pre-approved online in minutes, so you can shop with confidence and make a strong offer.
Wholesale Advantage
Wholesale rates, not retail markups. We compare multiple lenders to get you the best deal.
Personal Service
Easy to work with, zero pressure, no call centers. Here to help on your timeline.
Analyze My Deal
Send me the property and your numbers. I'll run every program that fits and send you an Investor Snapshot with your options side by side.
Before I became a loan officer I was a licensed real estate broker, so I look at your deal the way you do: rent, expenses, and what it cash flows.
Send me the property and I'll shop it across more than 200 wholesale lenders, then walk you through the options that fit.
Your deal
Investor questions
Can I buy in an LLC?
Yes, with DSCR and most other business-purpose programs. Lenders usually ask for a personal guarantee from the LLC's members. Conventional loans close in your personal name, though some investors transfer the property to an LLC afterward; talk to your attorney before you do.
Do I need landlord experience?
Not always. Many DSCR lenders work with first-time investors, sometimes with adjusted terms. On fix-and-flip and construction loans, experience usually improves your leverage and pricing.
How much do I need in reserves?
It depends on the program, the lender and how many properties you own. Most investor loans ask for some months of payments in the bank after closing. Send me your scenario and I'll tell you the exact number.
Will running these calculators affect my credit?
No. Nothing on this page pulls your credit. I only check credit when you're ready for a pre-approval and say so.
Where can you lend?
I'm licensed in California, Delaware, Maryland, Pennsylvania and Virginia. Buying somewhere else? Tell me where, and I'll let you know how I can help.